Our Services
Planning & Collaboration
Planning
Planning starts with asking questions. Working together, we develop a clear strategy that serves as a roadmap. Strategies include integrated portfolio reporting, cash flow analysis, planning related to incentive stock options and evaluating sustainable portfolio withdrawal rates.
Collaboration
Building a solid foundation takes time and attention. We provide high-touch service and can work collaboratively with your estate planning team, CPAs and other advisers.
“To know how to invest, you must know the client.”
- Tom Pohlad
Portfolio Management
Our top priority is to tailor the investment portfolio to your objectives and risk tolerance. We use assets ranging from broadly diversified funds to individual stocks. The types of assets used in portfolios are chosen based on your preferences and goals. We perform in-depth, thorough, and independent investment research so you can be confident in your selection of an investment adviser.
Equity Strategy
Client portfolios generally include investments in equities including individual common stocks or funds which own individual common stocks.
Our individual common stock research centers on cash flow and valuation. Our strategy is to own high quality companies, managed by respected leaders, at a price that we believe provides you to a path to a favorable investment return.
Our analysis of equity funds includes examining managers, the funds portfolio holdings, performance vs relative benchmarks, and assess how the fund might add balance and diversification to your portfolio. In many cases, the fund managers think similarly to us with regard to cash flow and valuation.
Fixed Income Strategy
In many interest rate environments, we will manage the fixed income component of a portfolio by building bond ladders comprised of bonds which mature on a regular basis or investing in fixed income funds.
If we believe that intermediate and long term interest rates do not offer favorable investment return potential, we will either build shorter term bond ladders or invest the fixed income capital in short duration investments, including cash
“Clients are the foundation of our business. Success demands a single minded commitment to client satisfaction. Meeting this commitment requires tough standards, great people, and constant attention to the importance of each individual client.”
— John Murphy
Long-Term Partnership
We have been fortunate to serve a select group of clients for over 25 years, which has enabled us to fully understand the characteristics of an excellent partnership. We strive to have an interactive and ongoing relationship with you. A strong relationship and an understanding of your world allows us to tailor strategies that support your evolving needs and goals through all stages of life.